I will be moving to Chicago in the very near future and my credit, although not totally in the gutter, is pretty bad due to some outstanding credit cards and medical bills.

I need to find option for apartments available in the city of Chicago that will accept people with bad credit. I don’t want to live in a war zone, and I can pay a few months extra rent upfront if needed.

What apartments in Chicago will accept people that have not so great credit scores?

My exempt funds have been frozen for over 15 days.

I sent proof of exemption to attorney office on 4/1/09 and have called several times only to get the run around.

I became aware of the freeze when I received a notice from my bank. The attorney’s office also gave me a wrong court date to appear (wrong date on court paper) and continued my case to 5/18/09

.I have been sending in monthly payments and have never received any documents pertaining to payment history and/or regarding what I truly owe (they provide different amounts each time on court docs). I have since filed an appearance for 4/21/09 (by suggestion of judge)

My question is: Can I take any legal action against the collector?

I had someone add a comment under my transunion and it was not me.

I was approved for a car loan and now I am not.

The comment states “I am a compulsive liar”

How could this happen and how did it slide past Transunion and actually post?

Why can a credit card company tape record a consumer while on the phone, but the consumer cannot record them?

Is there a statute or section number for this unfairness?

Depending on your answer will depend on if I need an attorney. Thank you.