I had a credit card in 2001 that I never paid on. There was a judgement made and my checking account is now frozen. I was never served but they said I was and some how have a signature.
If i go to court can the amount that is owed be lowered or will I just have to pay the whole amount?
In 1999 I got a credit card and didn’t pay for it. I was contacted by a debt company trying to collect the debt in 2002 and I paid them (still have a copy of the letter too!).
I guess in 2005 they sold my account (even though it was paid) to another debt company, which works with a law office in Chicago. They filed a Judgment against me.
I just found all of this out and gave a copy of the letter to the collection company and the lawyers office. They said this was being cleared up.
Today I get a Wage Deduction Notice!! I have to appear on 2/17/2009 now!
I need help to get this cleared up.
Can somone help?!
I want the judgment reversed and for this to all go away. I don’t have a lot of money but I need help.
Please advise.