Archive for January, 2009

How Do I Calculate Home Equity?

How do i determine the equity in my home?

What are the best options in your opinion?
Please point me in the right direction.


Comment on TransUnion Report: How Could This Happen?

I had someone add a comment under my transunion and it was not me.

I was approved for a car loan and now I am not.

The comment states “I am a compulsive liar”

How could this happen and how did it slide past Transunion and actually post?


Why Can Credit Card Companies Do This?

Why can a credit card company tape record a consumer while on the phone, but the consumer cannot record them?

Is there a statute or section number for this unfairness?

Depending on your answer will depend on if I need an attorney. Thank you.


Credit Card Judgement Against Me: How Can I Reverse This?

In 1999 I got a credit card and didn’t pay for it. I was contacted by a debt company trying to collect the debt in 2002 and I paid them (still have a copy of the letter too!).

I guess in 2005 they sold my account (even though it was paid) to another debt company, which [...]